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      • Term Life Insurance
      • Life Insurance Quote
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      • Auto Insurance
      • Classic Car Insurance
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      • RV Insurance
      • ATV Insurance
      • Roadside Assistance
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      • Short Term Rental Homes
      • Renters Insurance - Las Vegas, Nevada
      • Vacant Home Insurance
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Annuities

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

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What is an Annuity?

Annuities are contractually-executed, relatively low-risk investment products; the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future time period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment fund the payments received by the insured, and, compensate the insurer. 

Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date – whichever occurs first. These financial instruments have been used to accumulate funds and provide significant and sudden increases in personal income (via future, lump-sum withdrawals), all while legally avoiding the taxes (e.g., income-, capital gains-, estate-) that would otherwise be assessed on them.

Immediate Annuities vs. Deferred Annuities

An Immediate Annuity is an insurance policy which, in exchange for a sum of money, guarantees that the issuer will make a series of payments. These payments may be either level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives, or even whichever is longer.

A Deferred Annuity is a contract that is chiefly a vehicle for accumulating savings with a view to eventually distribute them either in the manner of an immediate annuity or as a lump-sum payment

Contact us to learn more about the right annuity for you.
(702) 996-6434​
1415 Arville Street
Suite 102E
Las Vegas, NV 89102
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Insurance Group of Nevada
Graphic Arts Plaza 
1415 Arville Street 
​Suite 101
Las Vegas, NV 89102
Office: (702) 996-6434
Toll Free: 1-877-732-7603
Emergency: 1-702-420-6373​
Click Here to Email Us
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Website by InsuranceSplash

Proudly serving families since 2011 ​

Personal lines insurance products sold exclusively through affiliated insurance companies. 
Health Insurance is sold through the health insurance marketplace, and direct health insurance carriers. All insurance plans are subject to final underwriting review and review by the respective insurance carrier.  In California our independent insurance agency operates as Thompson-Penny Insurance Agency CA License 6008499 

NV License: 3565074                                                   LA License:  997068                                                         VA License:  Dante Thompson -  
817570
CA License: 6008499                                                   FL License:  Dante Thompson - W893661          SC License:  Dante Thompson - 16204902
AZ License: 
3002038503                                         NC License: 3002107493
TX License: 2868598                                                   NJ License:  3002112144

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