What are Group Health Insurance Benefits?What we do for small business
Running a business is a great accomplishment, yet requires time, dedication, and money. As a local agency we have developed relationships with insurance companies, lending institutions, non profit organizations that provide resources for our communities to thrive. Similar to a puzzle you want include a piece that does not fit or match. Based on a complete observation of your small business we consult you in ways that will save you more money, connect you to an appropriate lender if needed, and refer your business to an applicable organization that would greatly utilize your business services. Retaining quality employees, attracting new employees, maintaining a healthy and productive workforce remains a challenge for small business. Providing comprehensive major medical insurance to employees is just one thing. Insurance Group of Nevada will provide your small business with a complete benefits package that will include an online health coach, enrollment and benefits management system, supplemental insurance to help with higher medical expenses, and lastly retirement planning for your employees. Group benefits are insurance that covers a group of people who are usually the members of societies, employees of a common employer, or professionals in a common group. Group coverage helps reduce premium costs because it reduces the insurance carrier's risk by creating a pool of people to insure who are together for reasons other than obtaining insurance. Group benefits can also be a powerful incentive to keep and attract great employees. Major Types of Group BenefitsGroup Health Insurance
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. Group Life Insurance Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group. Group Disability Insurance Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD). Group Accident/Supplemental Insurance Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover in the event of an accident or other covered loss. Group Dental/Vision Insurance When organizations want to offer the best dental and vision care benefits to attract and retain the best employees they need to work with our group dental and vision experts. We have access to the benefit plans that will keep your group members, employees, and their families healthy. Contact us to learn more about the right benefits for your group. |
Need coverage for employees in different states?
We can help you with that. The way how it will work the employees that are located in different states other than Nevada would choose our National PPO health insurance plan, and the employees in Nevada would have choice from our Nevada HMO or PPO Networks. Great coverage, amazing providers, A rated insurance carriers, and amazing local service. Get a quote today. Call 702-996-6434 |
Health Insurance Marketplace Group Plans
Employees are burden with the increased cost of health insurance, rates are rising. Employers are forced to opt out of providing
medical insurance to its employees. The Health Insurance Marketplace makes that process easier. Employers began by creating an account at healthcare.gov, completing an identity proofing, and authorize the agent/broker. The broker can then facilitate the entire enrollment process. Employees
are able to choose there own insurance company, plan, and metallic level. Meanwhile, as the employer you would only pay fixed dollar amount
for your employees health insurance coverage.
By offering a shop health insurance plan you may qualify for the small business tax credit, please consult with your accountant or bookkeeper about the small business tax credit program.
Pursuant to 45.CFR155.220 and 45.CFR155.260 Insurance Group of Nevada and its staff will exceed this expectation by striving to be your one stop point of contact, and protecting any information that you have entrusted our agency with.
medical insurance to its employees. The Health Insurance Marketplace makes that process easier. Employers began by creating an account at healthcare.gov, completing an identity proofing, and authorize the agent/broker. The broker can then facilitate the entire enrollment process. Employees
are able to choose there own insurance company, plan, and metallic level. Meanwhile, as the employer you would only pay fixed dollar amount
for your employees health insurance coverage.
By offering a shop health insurance plan you may qualify for the small business tax credit, please consult with your accountant or bookkeeper about the small business tax credit program.
Pursuant to 45.CFR155.220 and 45.CFR155.260 Insurance Group of Nevada and its staff will exceed this expectation by striving to be your one stop point of contact, and protecting any information that you have entrusted our agency with.
