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      • Hometown Health Insurance
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      • Term Life Insurance
      • Life Insurance Quote
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      • Motorcycle Insurance
      • RV Insurance
      • ATV Insurance
      • Roadside Assistance
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      • Short Term Rental Homes
      • Renters Insurance - Las Vegas, Nevada
      • Vacant Home Insurance
    • Business >
      • Group Health Insurance
      • Commercial Truck Insurance
      • Business Owners Insurance Policy
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      • Semi Truck Insurance
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      • Critical Illness Insurance
      • International Travel Insurance
      • Dental Insurance
      • Home Healthcare
      • Medicare Supplement | Las Vegas
      • Vision Insurance
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      • Final Expense Insurance
      • Life Insurance
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      • Travel Insurance
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    • Legal Notice
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    • Accessibility Statement
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    • Schedule Appointment


Life Insurance

Tomorrow is not promised, take the time today to plan for the unexpected. 
We offer life insurance for people age 0-85. Many health conditions accepted. 
​Rates start as low as $10 per month

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Common Types of Life Insurance

Term Life Insurance
  • Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.
Whole Life Insurance
  • Whole life insurance, or whole of life assurance, is a life insurance policy that remains in force for the insured's whole life and requires (in most cases) premiums to be paid every year into the policy.
Universal Life Insurance
  • A type of permanent life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees which are drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer, but has a contractual minimum rate of 2%. When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is a "Equity Indexed Universal Life" contract.
Variable Universal Life Insurance
  • Variable Universal Life Insurance is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner. The 'variable' component in the name refers to this ability to invest in separate accounts whose values vary—they vary because they are invested in stock and/or bond markets. The 'universal' component in the name refers to the flexibility the owner has in making premium payments. The premiums can vary from nothing in a given month up to maximums defined by the Internal Revenue Code for life insurance.

    Contact us to learn more about the right life insurance for you.

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Insurance Group of Nevada
Graphic Arts Plaza 
1415 Arville Street 
​Suite 101
Las Vegas, NV 89102
Office: (702) 996-6434
Toll Free: 1-877-732-7603
Emergency: 1-702-420-6373​
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Website by InsuranceSplash

Proudly serving families since 2011 ​

Personal lines insurance products sold exclusively through affiliated insurance companies. 
Health Insurance is sold through the health insurance marketplace, and direct health insurance carriers. All insurance plans are subject to final underwriting review and review by the respective insurance carrier.  In California our independent insurance agency operates as Thompson-Penny Insurance Agency CA License 6008499 

NV License: 3565074                                                   LA License:  997068                                                         VA License:  Dante Thompson -  
817570
CA License: 6008499                                                   FL License:  Dante Thompson - W893661          SC License:  Dante Thompson - 16204902
AZ License: 
3002038503                                         NC License: 3002107493
TX License: 2868598                                                   NJ License:  3002112144

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