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Insurance Newsletter

Consumer Protection Laws in Nevada

1/4/2020

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As of January 1, 2020 Nevada hospitals can know longer balance bill patients for medical services.  Accidents and illnesses can happen to anyone.  We purchase health insurance for protection, to protect us from costly medical bills.  The average cost of emergency services in Nevada can amount to over $10,000. The average cost of inpatient hospital services can be over $100,000.  

There are different types of health insurance available in Nevada. One common form is major medical insurance. Major medical insurance contains things like a deductible, co-insurance, co-payment, and out of pocket maximum limits.  These are  medical expenses that consumers are responsible for.  When consumers purchase major medical insurance they are agreeing to specified terms and conditions. One being the use of medical providers and facilities. 

When a health plan member visits an in network medical facility they are agreeing to pay there share of allowable medical expenses. However, before AB469 was passed hospitals would allow non health plan doctors to provide medical services.  Providers would submit payment request to a consumers health plan for payment when the health insurance company deny the claim the full amount for medical services  is then sent to the patient for payment.  This is wrong. AB469 stops non  contractor providers  with balance billing patients. The only charges patients is responsible for is there share under the health insurance plan the consumer has enrolled in. 
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Dante Thompson recognized for helping consumers with qualified health coverage

1/15/2019

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Health Insurance Marketplace Circle of Champions
                                                                                        January 15, 2019

Las Vegas, Nevada - Dante Thompson has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace.

This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights Dante Thompson success in enrolling over 90 consumers during this Open Enrollment Period.

“Consumers turn to agents and brokers for trusted advice and guidance in selecting plans, enrolling in coverage, and managing their health insurance policies throughout the year,” said Randy Pate, Director of Center for Consumer Information & Insurance Oversight (CCIIO) operation within CMS, which oversees the Marketplace. “We thank Dante Thompson for his hard work and exceptional service in helping Americans get coverage.”

The Marketplace Circle of Champions program recognizes the hard work, expertise and service of Marketplace-registered agents and brokers. Agents and brokers who assist 20 or more consumers qualify for the Marketplace Circle of Champions.

Eligible consumers can enroll in Marketplace coverage during this year’s Open Enrollment Period, which runs November 1 – December 15, 2018. Consumers with questions about their coverage or who would like help enrolling, can contact Dante Thompson  at
(702) 996-6434
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Health Insurance Premium Payment

12/22/2018

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After you have completed your health insurance application and selected a health insurance plan for 2019, you should have received your first invoice. It is imperative the first invoice is paid prior to December 31, 2018. If the invoice is late or not paid prior December 31, 2018 your medical insurance policy may cancel leaving you with no medical insurance for 2019 unless you qualify for a special enrollment period (SEP). 

Health insurance plans purchased through the Health insurance Marketplace or State exchange does have a 90 day grace period however this grace period does not apply for the first payment. 

Contact your health insurance carrier today to schedule your first payment. Some health insurance companies would even offer auto-payment options to insure that your protected for 2019. 

Need help contacting your health insurance company? Contact Insurance Group of Nevada or your local independent insurance broker today.  
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Insurance Group of Nevada
Graphic Arts Plaza 
1415 Arville Street 
​Suite 101
Las Vegas, NV 89102
Office: (702) 996-6434
Toll Free: 1-877-732-7603
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Website by InsuranceSplash

Proudly serving families since 2011 ​

Personal lines insurance products sold exclusively through affiliated insurance companies. 
Health Insurance is sold through the health insurance marketplace, and direct health insurance carriers. All insurance plans are subject to final underwriting review and review by the respective insurance carrier.  In California our independent insurance agency operates as Thompson-Penny Insurance Agency CA License 6008499 

NV License: 3565074                                                   LA License:  997068                                                         VA License:  Dante Thompson -  
817570
CA License: 6008499                                                   FL License:  Dante Thompson - W893661          SC License:  Dante Thompson - 16204902
AZ License: 
3002038503                                         NC License: 3002107493
TX License: 2868598                                                   NJ License:  3002112144

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