Yesterday, March 29th I was moving some old furniture, and computer equipment to the local recycling plant not realizing a piece of the computer was slightly sticking out. As I closed the lift gate of my SUV it collided with the computer equipment sticking out. Boom! glass shatters. 

Looking at my auto insurance policies, I realized the comprehensive deductible did not include $0 glass deductible. Luckily I had my deductible savings for being accident or violation free. 

Reviewing your current coverage's should not be based solely on price, but rather quality. Constantly review your coverage's to determine various gaps in coverage. Local independent insurance agents and brokers can help you identify, control, and manage any gaps in coverage.  

The Agentero mobile insurance app makes it easy to quickly identify your insurance coverage's.  This service manages all of your insurance policies in one secure place. 

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Nevada contractors face a variety of risks and exposures with basic general liability coverage may not provide coverage with environmental exposures. 

The following claim scenario has not been proven to be correct, but rather serves as an example how environmental exposures can devastate a company financially. 

Two years after the completion of a new high school, it was determined that the window system used during construction was allowing water to infiltrate the building. Mold was discovered. Faulty installation was part of the issue. The cost to remediate the problem was shared by the general contractor and the manufacturer of the windows. The sub-contractor who installed the windows was no longer in business. The general contractor did not have pollution coverage for mold and paid over $900,000.

Insurance Group of Nevada is a local independent insurance broker that has access to multiple insurance markets to provide the coverage that you need for your business.