Insurance Group of Nevada Blog
Choosing to forego health insurance can be costly mistake. A family in Nevada thought they would not need medical services such as surgeries, or even become hospitalized. The health plan that was selected by the family was bronze health plan with a per member deductible of about $6,000. This means any medical services such as hospitalization, surgeries, cancer, heart attack, or a stroke the family would be responsible for at least $6,000 of the allowable medical charges plus any applicable co-payment and co-insurance.
The difference to upgrade to a health plan that has lower co-payment, and deductibles is as little as $50.
When it comes to health insurance It's better to have it and not need it then need it and not have it. contact us today for no obligation consultation about your family's health insurance needs.
If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.
The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Call Insurance Group of Nevada at (702) 996-6434 or email us at firstname.lastname@example.org today about a commercial umbrella insurance policy.
Nevada what you need to know about commercial umbrella insurance
Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards Insurance Group of Nevada recommends that your business insurance program include this coverage.
What is Excess Liability Coverage?This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.
Who needs Excess Liability Coverage?Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.
Talk to Insurance Group of Nevada today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at (702) 996-6434 and we’ll help make sure you’re covered.