The power of health insurance coverage is essential to anyone's life. Choosing to forego health insurance can be costly mistake. Some clients say I don't need to see a doctor, so I don't need it. Life can at times be unpredictable. We live life on our terms whether it is being adventurous, outgoing, or laid back. Either way a negative health problem is bound to happen. One Las Vegas family didn't realize they would ever need a surgery. Guess what it happen, and the cost was over $18,000.
Another family experienced another medical condition that resulted in a week long stay in the hospital. The medical bills totaled over $50,000. The hospital was generous, but not to generous the discount reduced the bill to a whopping $30,000.
Did you know that most families in Nevada earn an average household annual income between $50,000 to $60,000. If one medical episode occurred a family with no medical insurance coverage would be wiped out, financially. At this point many would realize that bankruptcy is there only option. Bankruptcy's has negative effects on a person's credit. To start a bankruptcy can remain on your credit for up to 10 years and some debts may not be discharge able in the bankruptcy.
Making the step to sign up for health insurance for your family can cost as little as $0 per month. The health insurance annual open enrollment occurs once per year unless you qualify for a life changing event.